We just got our appraisal back and it's $3K more than the selling price. YAY!

And then our insurance guy called and said our annual premium would be $900-something. He's covering us for way too much. We'll have to let him know that we don't need that much coverage and we want our house and belongings covered at actual cash value. Plus, I know that my parents' premiums are much lower with that same guy. ughghghgh, buying a house is a huge pain in the ass...

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